Originally posted on May 17, 2024 @ 6:45 am
While we can rely on the police in a physical setting to keep us safe, the digital world can be a little more of a grey area. The threat of fraud is more prevalent than ever on the Internet, with cybercriminals lurking in all sorts of places. The problem with the Internet is that the criminals are more intelligent than your average thug. They set up complex schemes that can lure you in and do more than just steal your wallet. Someone can potentially steal your entire identity. However, you can increase your chances of staying safe and avoiding fraud by employing the following methods.
Be Careful for Phishing
Phishing is one of the most common ways that Internet criminals attack. Essentially, phishing is when a cybercriminal masquerades as a reputable business or entity and sends a deceptive e-mail or direct message to trick the receiver into providing sensitive information about themselves.
Sometimes they may ask for your password or even ask for your credit card details. Sometimes these emails seem so convincingly real that even the most Internet-savvy people fall victim to these tricks. The best way to avoid phishing scams is to carefully scrutinize any incoming emails that have a suspicious sender address, spelling errors, or blatantly ask you for personal information.
If you have to click a link outside of the e-mail, then this is a pretty big red flag. Never click an outside link or download an attachment. Instead, call the business directly and ask whether this is in fact an email from them if it’s important.
Choose A Strong Password
An even easier way that criminals can get your personal information is by letting themselves right in by guessing your password. Make sure that you choose a strong password that doesn’t have any easy information in it to guess. In other words, don’t choose your pet’s name or your daughter’s birthday.
Use multiple combinations of letters, numbers and special characters. If you can’t think of a password yourself, then there are plenty of password generators online that can help you make one. Try to change your password from time to time, and by all means, don’t use the same password for every single website. If a hacker guesses your password to one website, then they’ll have access to anything with only a few small clicks.
Only Purchase From Reputable Websites
Not all that shines is gold, especially not on the Internet. Only purchase items from reputable sellers and websites. Just because an image looks like a site might seem legitimate, you can never be too sure. Try to stick to secure and trusted websites like eBay and Amazon. When in doubt, you can always do a Google search for an online merchant’s reputation, and you usually see whether people have had bad experiences or positive ones.